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Interactive Internet Game Activity
Reno is a young man not so different from other young people in that he loves to buy things. However, he needs to come up with a plan to be able to buy all the things he wants. An animated dialogue between Reno, Toki, Jesse, and Ima will introduce students to the activities. Students will work through activities that will help them to understand the relationship between good debt and bad debt.

Learning Objectives
· Calculate interest
· Understand principle and interest
· Demonstrate understanding of good and bad debt

Assessments
Students will: (1) calculate monthly and total interest, (2) describe principle and interest as it relates to debt, (3) make choices that demonstrate the understanding of good debt and bad debt.

Classroom Activities
1. Reno's Dilemma - Read to the class the narrative in the overview. Have students take on the roles of Reno, Jesse, Toki, Ima and Ernesto and read the scripted dialogue. This script will present ideas relating to debt.
2. Interest: The Cost of Money - Read to the class the narrative in the overview. Have students take on the roles of Reno, Jesse, Toki, Ima and Ernesto and read the scripted dialogue. This script will present ideas relating to debt. Using the problems given, students will calculate the total interest that will be charged when purchasing lawn mowing equipment. Ask students to identify the purchasing of the equipment as good debt or bad debt.
3. Choices, Choices - Follow the directions on the activity. Students will make choices between good and bad debt.

Class Discussion Questions
1. Let's take a look at the choices made in the Choices, Choices activity.
Why did you make the choices you did?
Have you ever gone into debt? If you have, how did you earn the money to pay off your
debt?
2. Do you think Reno will have any money to donate to charity?

(Charts and activity sheets continue in the downloadable PDF file above.)